When will capital one business checking be available

Page copy protected against web site content

        infringement by Copyscape

One of the biggest perks of Capital One 360 Checking is the lack of an overdraft fee. Now that we have gone over a brief overview of business accounts, AdvisoryHQ will go into more detail about these features and more as they relate to Capital One business checking and savings. A. Online checking and savings accounts are becoming more and more popular now. There are five Spark cards in total. Capital One currently has 2,000 branded ATMs, so you will be able to deposit your hard-earned cash at those which accept deposits. It offers diverse products and services. The basic features of the account are indeed free (things like wire transfers have additional fees). As a traditional bank, Capital One offers checking accounts, so it's entirely possible you'll run across a Capital One check in your everyday life. com in order to retrieve my access code and it still doesn't work. . You can open a Capital One 360 Checking account online, and other types of accounts with debit cards are available if you drop by a physical branch of Capital One and apply in person. Here are the current Capital One churning rules as I understand them: You can only apply for one Capital One credit card per six months. Capital One waits 10 business days to issue a provisional credit the funds pending their investigation. Capital One offers a full range of business banking solutions including checking, savings, credit, and lending options. The interest is low but adds up quickly if you are using the checking account for savings. Capital One is one of America's 10 largest banks, and provides a variety of services to both businesses and consumers. Capital One | Online Banking FAQ (as of right now) You can open an IRA through Capital One Investing or Capital One 360. Also, you’ll get a business debit card, online bill pay and online and mobile checking at no additional cost. Capital One's Spark Business Basic Checking and Spark Business Unlimited Checking accounts are the best choices if you're concerned about processing a high number of credit and debit transactions. How does it compare to Bank of America? Read our comparison chart below. Customers that are new to Capital One Business Advantage  9 Aug 2018 After many months of the Capital One Spark Checking failing to import Maybe it will also help encourage more Wave users to tweet about it? 5 days ago Business credit cards are an essential financial tool for any company. Earn rewards when you swipe your debit card, write a check, or pay bills online. We' re  29 Nov 2018 Capital One doesn't make its number of branches publicly available, but it has branches The Platinum account will net you a higher interest rate. Capital One 360 Checking. 05% processing fee discount for up to 12 months when you have a balance of at least $25,000 in a Capital One business checking account. Our money was transferred to our linked external account and was available a few days later. Capital One 360 bonuses, offers, and promotions are available here. You will require the receiver’s complete information as mentioned in the above section to initiate the wire Four business days have passed since CapitalOne has taken the funds from my Checking account at one bank and from my other online bank, however, the funds are still not available. Power, Capital One Mobile lets you manage your credit cards,  I am trying catch up on my past due account that I have had due to the fact How do I know I can trust these reviews about Capital One? cash back on every purchase, and this feature is available on both consumer and business cards. Apply for a credit card with Capital One. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Find a checking account that complements your lifestyle today. Know if Learn about the features of your Capital One credit card. When I asked for an explanation I was not given one. ** Accounts eligible for combined balances must be reported under the same tax identification number or Social Security Number associated with the BizEssentials Checking account and include business loans, lines of credit, business savings, certificate of deposit and personal checking and savings accounts. 21 Feb 2019 What Capital One will charge in fees when using debit and credit cards; The fees has any AllPoint ATMs available, where Capital One 360 account owners can get . Account holders will receive a one-time bonus of 4,000 miles when the first direct deposit transaction posts to the checking account. Once it’s deposited, the funds will be available immediately. I enjoy that I could sign up for this account online and handle all my business online. There's no current ETA from our data aggregator about supporting these in the future, but they're really hoping they can work something out to do so. Earn a 0. com and Capital One® Spark Business® are partnering to create new As the end of printing, mailing, and signing paper checks draws ever Available On the Go – Spark Business Payments meets small and medium  Capital One 360 - Read unbiased reviews of Capital One 360, rated 2. penalty fee because the payment does not arrive on time, Capital One will reimburse you (up   Offers are strictly non-transferable. S. It'd be awesome if Wave could have some sort of notification in the system, or an email that went out, that said Spark Checking isn't supported. Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. These fees top $30 at other banks and can add up fast. The telephone verification process typically takes around a minute, I called Capital One and asked them about "Financial Tools" and she responded by saying the only tool they support is Quickbooks. capitalone. Capital One 360 closed our checking and savings accounts without notice. Ranked “Highest in Customer Satisfaction among Mobile Banking Apps, 2 Years in a Row” by J. Below you will find the most extensive list of business checking account promotions on the web! In order to open a business checking account, you must have an EIN along with a Doing Business As(DBA) letter from the State or IRS To link your Business card to your Business Fundamentals ® Checking account, please visit your local financial center or call 888. Why are my available and posted balances different? . The bank is supposedly working to make another mobile app available. We have a special offer running in October for your business—when you sign up for both business checking and business savings, you’ll earn up to a $300 bonus. Financing Fit Small Business: Get Your Business Into Shape! › Forums › Ask a Question › What happened to Capital One business checking? This topic contains 5 replies, has 5 voices, and was last updated by Gordon Rogers 1 month ago. The Capital One Spark Business Unlimited Checking is the last Capital One business checking account option available to business owners. Both offer free checking accounts and savings options with stellar rates. I sent them an email and even at this CapitalOne really sucks as they have not responded to it -- it has been 4 days (3 business days, 2 weekend) since. An instant online procedure isn’t provided. Power, Capital One Mobile lets you manage your credit cards, bank accounts, home and auto loans anywhere, anytime, from one place on your Android device. After its “independence”, Capital One worked as a monoline bank, meaning that all of its revenue came from its credit cards. This is the only bank we've found that offers free unlimited transactions, a significant advantage if your monthly traffic exceeds the 500 free Business Accounts Also Available. Read reviews for Capital One Venture to learn about travel rewards. If your business needs a straightforward cash rewards credit card, the Capital One® Spark It’s aimed at Capital One Spark Business credit card holders but it should be available to anyone who applies. Instead, Capital One hooks up your checking account to an Overdraft Line of Credit of up to $1,000. Capital One frequently offers cash bonuses for new banking customers. Capital One has credit cards to help you earn points to use towards major purchases, including travel. Use your User ID and Password to sign in on desktop or mobile Capital One has horrible customer service and policies. Capital One 360 Checking allowed me to quickly create multiple accounts and I use them to save for different goals. CODES Available nationwide, Capital One is offering a rate of 2. The Capital One® Venture Rewards Card is perfect for travel enthusiasts while the Spark series of cards are fantastic options for small businesses. number is 051405515. Capital One Credit Cards. The Capital One Spark Business Savings Account is a high yield savings account and offers a much higher interest rate than most regular banks offer for their business savings accounts. 0 or higher to view PDF files. Skip Navigation Download Acrobat Reader 5. Power, Capital One Mobile lets you manage your credit cards, bank accounts, home and auto loans anywhere, anytime, from one place on your iOS device. Bank all offer widely available free business accounts with some noteworthy features. FTBIS, FTB Advisors, Inc. If you see one, be aware of when the offer expires and act on it quick. Rates are competitive, and there’s no minimum deposit. We may receive compensation when you click on links to those products or services. and U. 00% APY for up to 12 months when you open an Business Advantage Savings account with an opening deposit of $250. Set your business up for success. Learn how to link all of your accounts—BB&T and outside accounts—with the linking tool from U by BB&T. Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. You can get bonuses ranging in value from $100, $200, $500, and $1000 for Savings While it is one of the best free business checking account providers, Chase Total Business Checking isn’t free unless you maintain a minimum average daily balance of at least $1,500 or meet other criteria. These bonus offers are typically available for both Business and Personal accounts. Bookmark this article for constant updates on their offers. Capital One Review. Its checking accounts also earn interest, which is relatively rare. Territories. Offering a Check your credit card eligibility. Credit union personal checking just got easier thanks to Capital Credit Union. , FHIS, and their agents may transact insurance business or offer annuities only in states where they are licensed or where they are exempted or excluded from state insurance licensing requirements. 23 Apr 2019 Are one of the 2 Capital One business checking accounts right for you? is the last Capital One business checking account option available to  Open a business checking account with business banking from Capital One. Capital One 360 typically offers $25, $100, $200, $400, $500, & $600 cash bonus, and $1,000 in referrals. Chase also limits free business banking customers to 100 free transactions per month. e. Capital One offers a good rate of return on its savings accounts, plus the checking accounts earn interest, which is relatively rare. 22 Things Everybody Should Know About Capital One Credit Cards Capital One isn’t the most popular credit card issuer (due to #1 on this list) but sometimes they offer big sign up bonuses so they are still worth considering (especially when you combine #2 and #3 for multiple cards with frozen reports). 00% APY. If you wish to have more access towards the cash in your account but want it earning little interest too while it is in the online bank, you may use the facility of Capital One 360 checking account. You must link your Capital One Spark Business Savings Account to another business checking account. Choose from cash, travel and merchandise. I was just about to open a new account and it's gone! As of March 21,2018 Capital One is not accepting new business checking accounts, sounds like they are  Open a basic business checking account and set your business up for success Mobile deposit is available only in the U. 2 out of 5 Our money was transferred to our linked external account and was available a few they'll pay the charge and allow you to pay it back by the next business day . And, because you have a MasterCard® Debit Card associated with this account, you’ll be able to access money from your checking or savings account via ATM or at the register (i. 4637). The Capital One Spark Business Checking account is one of the best free business checking account options available currently. if not , do you list rates that can be obtained when we walk into a capital one bank Check Capital One Credit Card Status. When errors like this occur Yodlee will reach out to the bank to  Is one of the five Capital One Spark small business credit cards a good fit for you ? Unlimited employee cards are available on all these cards for free. Editorial Note: This content is not provided by Capital One. I believe this feature provides a little more for those on the fence about Capital One 360. Only available for new Capital One 360 customers. In addition to acquiring ING Direct USA, Capital One has acquired the credit card business of HSBC in 2011. Bank of America, Chase, and basically every other bank I've ever banked with credit your money back IMMEDIATELY. Capital One The first $200 of your deposit will Capital One steps up by offering competitive processing fees (which vary based on your business size) and a discount on the first year. Deleting the connection and re-adding (selecting "Capital One" as the provider, then leaving only my business account checked) seems to have it working again. LOL there will always be pending transactions in my normal checking that I  4 Aug 2018 Promotional rate will expire 365 days after account opening and The offer is available to new Capital One Business Advantage Savings account customers. 25 Oct 2015 Capital One offers unlimited free transactions and a high cash deposit limit, a plus for busy firms. Each month you’ll get unlimited transactions included, along with free Overdraft Protection with a linked Capital One small business deposit account. I opened this account simply as a method for getting quicker, easier access to the savings in my Capital One 360 Savings account. For a 90-day balance of at least $10,000 in a Capital One 360 Money Market account, the bank will pay a cash bonus of $200. Capital One is one of the nation’s top 10 biggest banks based on deposits, and it’s a Fortune 500 company. Keep social security number, they will ask for checking status of application. Though the Spark Business Checking account is a solid choice for most small business owners, the fact that free cash deposits are limited to $5,000 could be limiting for certain types of businesses. From students to business owners, Capital One has a credit card that suits your needs. December 4, 2018 0 As of March 2015, users must apply to create a Capital One checking account or simply open a savings account, as seen on the Capital One website. 287. They have a range of online accounts to suite your needs such as Savings, Checking or Business accounts. The Capital One NA routing number is 056073612, and the Capital One Bank (USA), N. , Memphis, TN 38103. Capital One as a company also differs in that they offer traditional checking and savings accounts. Previously, there was only one version of this Business Checking account and it was available online only. So there you have it folks. The first $200 of the total check deposits will be available no later than the first business day after the deposit, usually available immediately. All credit cards are included in this rule, both personal card and business cards. You can call 1-877-277-5901 and select option 3 to check the status of your application. Their interest checking has several overdraft options in cases of accidental overdraw. There is a 10 business day hold before initial deposits can be transferred back to your linked business checking account. No request to restrict the account will affect items that we paid before the request. Besides branch accessibility, the bank offers great return rates on its savings accounts. Capital One vs Bank of America. This article will cover some of the benefits of opening a Capital One  27 Dec 2017 Hi there, the Spark Business Mobile App is no longer available as we in the process of Is it true that @CapitalOne is no longer opening business checking accounts? Updates will be provided as soon as we have them. Capital One Bank periodically has promotions for bonus money for their Checking and Savings accounts. Capital One Business $300 + $250 Bonus Capital One Business $300 Offer Capital One Business $250 Offer. It reads, “Thank you for being a loyal Spark Business ® Card customer. We're the official Capital One Customer Service Twitter team and we're here to help! the Spark Business Mobile App is no longer available as we in the process of The Capital One business savings and checking accounts are geared toward small business owners, so the bank has taken these things into account. In order to open a 360 IRA, though, you will already need to be a Capital One 360 customer. Other Bonus Offers Capital One 360 checking is primarily an online account, with deposits available through bank transfers and mobile apps. The Capital One Spark Business Checking may very well be one of the highest satisfactory Free Business Checking accounts out there. Capital One 1 Year CD Rates - Deposits Q: do not have a computer . Products and services are offered by Capital One, Sign in to access Spark Business online banking. If you have been thinking about Capital One 360, make sure to check out my review to see if it Sending Wire Transfer From Capital One. With this account, you get a 360 Checking MasterCard® debit card, mobile banking, online bill pay and your first checkbook for free. Void where prohibited. D. BUSINESS (888. It is important to note that most banks and financial institutions choose to use a separate routing number for their wire transfers. California Insurance License # OD12174. You can take advantage of the fee-free Capital One 360 Checking Account, which includes Capital One online banking, or apply for a Capital One credit card that can earn you rewards for making everyday purchases. If Your Application is Denied, Try These Alternatives No matter how you get the news, finding out your Capital One application was denied can be disappointing — and, sometimes, a shock. Find answers to frequently asked questions about your available balance, account selected Personal · Small BusinessSmall Business. Just like the savings accounts, there is no fees or the minimum requirement of balance, but you may end up paying fees Capital One is a broad-spectrum bank. Avoiding Fees Capital One 360 has a great bonus for new Money Market accounts that is now available nationwide. Capital One 360 Checking The principal place of business of FHIS is 165 Madison Ave. not be available for all of your connected accounts. The 360 Checking Account was a finalist for Best Checking Account in GOBankingRates’ Best Banks of 2017 ranking. Capital One promotions are available to all residents nationwide. Capital One became fully independent when the spin-off came to an end on February 28, 1995. Opening it was one of the best moves I’ve made in managing my money. Capital One Business Savings Promotion: 2. I had no idea that I would still be happy with this Capital One's Spark Business Basic Checking and Spark Business Unlimited Checking accounts are the best choices if you're concerned about processing a high number of credit and debit transactions. Capital Credit Union in North Dakota has proudly served members since 1936. If you’re close to a Capital One-branded ATM, however, you can make a Ask Capital One about your credit card, checking, savings, and auto loan accounts. We had two pending bill payments that were cancelled too. The trusted contact person is intended to be a resource to protect the account holder’s assets. Purchases must be made on only one of the debit, credit or charge card accounts; purchases on any combination of debit, credit and charge cards cannot be aggregated to reach the monthly spend. Ally Bank is an online-only bank that doesn’t specifically offer a business checking account. Capital One 360 also offers business services including Merchant Services, lending, and escrow accounts. Capital One’s checking account is for those who want an account with no fees and no minimum deposit requirement. Fraud Protection: Real-time coverage of fraud attempts to help protect your account. Checks from other banks tend to take around four business days. Skip to main content Credit Cards Checking & Savings Auto Loans Business Commercial Learn & Grow To get a Capital One debit card, you need to have a Capital One account. 1. This promotion is only available to new Business Advantage Savings account customers. Capital One, a subsidiary of the Capital One Financial Corporation, took over ING Direct in 2012 and currently offers a full suite of banking products for both personal and business use. Capital One offers a variety of banking services, such as accounts for kids, businesses, home loans, investing and retirement. ) available from Capital One bank. This means you already have a 360 savings, CD or checking account. capital one business checking promotion FREE Get Deal Capital One 360 is the online suite of accounts (i. This is the only bank we've found that offers free unlimited transactions, a significant advantage if your monthly traffic exceeds the 500 free Capital One 360 closed our checking and savings accounts without notice. cash back). Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer identification number. Thanks! I logged into https://sparkbusiness3. Here are the top choices for how to find a good bank account as a small CIT Bank has some of the best interest rates available! Capital One Spark Business – Their account is amazing (and free!) but the customer service is bogus. Furthermore, Capital One doesn’t offer an online contact form or email address for checking your application status, either. This company is not yet In addition to savings, checking and money market accounts, Capital One 360 offers a full spectrum of CDs with different terms. In 1999, Capital One decided to venture into collecting consumer data to offer loans, insurance, and phone service. Capital One Rewards Checking $300 Bank Bonus. This banking institution is included in the top 10 banks in the United States of America. When it comes to branch accessibility, the bank is limited in its reach. Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening Capital One® Spark® Cash for Business Available products, depending on your area, include Chase Total, Chase  One business checking account can vary quite a bit in functionality, so it's of the mostly “digital banking” options currently available, although it does have  Generally, you can't withdraw a deposit for 5 business days. By ordering from reputable online check stores, not only will you save a lot of money on the price you pay compared to what you would be charged at Capital One, but you get the convenience of having your bank checks securely delivered to you. Users can click the product to view additional details and features. org/review/capital-one-small-business-checking-review/  1 Jan 2017 I cannot seem to add my Capital One Spark Business Account to Xero. Potential Downsides of Capital One Spark Business Checking. Checking or savings account information provided when wiring funds out will not change the checking or savings account information associated with your Capital One Investing account. Ally Bank and Capital One 360 are among the strongest online banks. Four are designed for business owners with excellent credit, with a fifth designed for people with fair or average credit. What kind of consumer would benefit most from Capital One? While Capital One has a card for every type of consumer, those that benefit most are people who travel often for business, especially internationally. It seems like Capital One changed the way their accounts are structured and third-party data aggregators aren’t able to access Spark Business accounts. Capital One has a different bank transit number for wiring funds for each of its subsidiaries. For Capital One’s personal cards go to this page. I love my Capital One 360 Checking account. Capital One maintains a presence in only eight states, plus D. With fewer limits but a higher fee-waiving threshold (along with a higher fee), this Capital One business checking account is a great option for well-established, high-volume businesses. Keep your eye out on our page for coupons. Capital One Spark is Capital One’s line of small business credit cards. You don't have to pay for a checking account for your business. Capital One 360 Promotions. Error 107 When Adding Capital One Accounts. There are several ways to waive the . Capital One Checking Account 360 Checking Account - Earns interest on balances* - Overdraft Protection available - Free linked savings account - Online Bill Pay - Mobile banking - Deposit checks from mobile phone - Person-to-Person Payments - Surcharge-Free ATM Access - Debit card - Unlimited check writing - Free or discounted check printing Looking for a Capital One Spark Cash for Business Review? In this video discover the pros and cons of the Spark® Cash for Business credit card in this in depth review. We’ll call this the 1/6 rule. This bank has entered Fortune 500. The Capital One® Spark® Classic for Business card is great for small business owners looking to start building their business credit while also earning 1% cash back on every purchase. The $25 bonus will be deposited into your account on Day 50. Business Checking accounts are not intended for commercial clients with annual   6 Jun 2019 Capital One Spark Business Savings Account is one of the best online Account is one of the most widely available high yield business savings accounts. Savings, Checking, Business,etc. Availability may be affected by your mobile carrier's coverage area. See the most updated Capital One 360 promotions, bonuses and offers for you here. Important: Wire withdrawals can only be used to request available funds from your investment account into your bank account. Some accounts are not eligible for mobile deposit. and a member of the Society for Advancing Business Editing and Writing. With an expected no monthly account service fee or minimum balance requirement attached on top of free online invoicing, online bill pay, efficient mobile banking and so much more. ” While Ally has no idea if/when they’re coming out with an honest to goodness Business Checking and Savings account deal, Capital One 360 is in the testing phase of business checking accounts under the “Spark” line. C. Capital One does have 755 physical branches and 30 cafes, but they’re pretty much limited to New York, New Jersey, Texas, Louisiana, Maryland, Virginia and the District of Columbia. Capital One Spark Business Checking Account Review Advertiser Disclosure This article/post contains references to products or services from one or more of our advertisers or partners. They serve private individuals, corporate customers, small business, customer companies. have $50,000 readily available and want to let it grow slowly without  10 Jan 2017 Bill. We have compile a list of best business bank bonuses, deals, & promotions to open a small business checking account. Visit a Capital One Bank location or contact a banker for full details. Interest is calculated using the actual number of days in the monthly cycle divided by the actual number of days in the year. . You will be able to move money from your Capital One 360 Savings Account to your 360 Checking account instantly. Cash deposits, ACH direct deposits and incoming wire transfers are typically available on the same business day, while Capital One checks appear the next business day. Small business owners can use an Ally personal checking account for business purposes, but, if you want a true business checking account, you should look into an account from Small Business Bank, Bank of America, or Wells Fargo. 21 May 2019 Note: Capital One is “not accepting new Spark® Business Savings or While the account does offer a great deal for no fees–which already  The Capital One Spark Business Checking Account is one of the few checking For the first year, all new Spark Business Savings account holders will earn an  19 Mar 2019 Capital One 360 Money Market®: Earn Up to $500 & a Top Rate on Qualifying Check deposits and bank-initiated ACH deposits take 4 business days Its savings, checking, money market and CD accounts are available  26 Mar 2019 Capital One's 360 Money Market accounts have no monthly fees, and The words "Business Insider". can I still obtain the indicated rates for money market + cd . Capital One Checking Account 360 Checking Account - Earns interest on balances* - Overdraft Protection available - Free linked savings account - Online Bill Pay - Mobile banking - Deposit checks from mobile phone - Person-to-Person Payments - Surcharge-Free ATM Access - Debit card - Unlimited check writing - Free or discounted check printing Capital One is changing its connection types with all of its financial institutions, and this means you'll need to authorize your accounts for each Capital One financial institution individually. A trusted contact person is an individual the account holder identifies as someone they trust to communicate with Capital One Investing ® if the account holder is unreachable or ill, or if Capital One Investing believes that the account holder may be a victim of fraud or financial exploitation. I called Capital One and asked them about "Financial Tools" and she responded by saying the only tool they support is Quickbooks. There were $500 in fraudulent charges made via my checking account. To transfer funds to an International/Domestic account from your Capital One account, you will need to visit a Capital One Bank branch or call the number listed on the back of your debit card. Its online banking arm, offers fee-free savings, money market, CD and checking accounts. In fact, Capital One is one of the few banks that doesn't charge non-customers fees for cashing on of its own checks, as some banks charge $10 or more for this service. Only available for new The Capital One Spark Business Savings Account only allows electronic transactions from one other bank account. You may experience a 107 error when adding a Capital One account if the selected bank does not match Below are the bank options available to use, along with their supported account types:. Once you’ve enabled the skill, say “Alexa ask Capital One…” Capital Credit Union is the go-to online credit union for personal and business accounts in Wisconsin providing checking, savings, loans and more. Then try out our new feature, "How much did I spend?" to get quick answers on how much and where you are spending. Axos Bank, BBVA and U. Besides collecting documents to satisfy the Use the Capital One Location Finder to find nearby Capital One locations, as well as online solutions to help you accomplish common banking tasks. Just make sure you find the correct "Spark Business" account and not one of their other business banking products (compare here). Even if you're not a Capital One customer, you usually can have a Capital One check cashed at a Capital One bank. Capital One offers competitive rates on their savings account. You need to deposit a total of $50K, but you can make a $500 bonus. For example, if you have a checking account with Capital One 360 , and a credit card account with Capital One - Credit Cards , you would need to go Capital One will deposit the $200 cash bonus into your checking account approximately 10 weeks after you accept the account terms and conditions and complete the above conditions. Typical bonus offers have been for $100 to $1,000 in value. Use our head-to-head comparison to determine which How to link Capital One Spark Business Checking account to Mint? Looked through all available answers and none work for me. Capital One is a good online bank with access to in-person support. The $250 and $300 promotions for new Capital One Business Checking accounts tend to change and pop up throughout the year, so check back here often for updates. when will capital one business checking be available

lm, m5, m0, u1, y7, lr, qr, d8, em, ju, uw, ar, 6p, an, hy, 8a, 4t, mo, pt, bn, uf, jo, wg, wa, ps, nb, my, rc, ma, hr, 1h,